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Scholarship Mania in The 2018 College Application Season

 

The following article is one of several articles previously published by Hawk Educational Solutions in 2015. Please review this updated version for the 2018 college planning season.

Like clockwork, every October and November, many 12th graders, parents, teachers and college counselors struggle to submit scholarship applications on time while hustling through the flurry of standardized testing, university applications, housing decisions and the unsubsidized loan nightmare that is FASFA. The storm of anxiety and stress quickly gathers strength and leads to monumental burn out long before our prospective collegiate “athletes get off the blocks” of their first year at university.

How can this be?

  • Many scholarship application deadlines overwhelmingly arrive before or as college acceptance letters start rolling in, usually in early spring.
  • In fact, the majority of scholarship applications are due long before students’ intent to enroll deposits are due in May.

How can this be resolved?

By 12th graders:

  • As soon as, if not prior to submitting university admissions applications, immediately apply for scholarships. See Cal Poly Pomona’s Bronco Scholarship application (BSA)
  • Most universities have their own scholarship websites that host a multitude of smaller scholarship opportunities through university funding and private foundations.
  • These are often only available if you create a scholarship application profile through the target university.
  • Note: Scholarship system applications are often not part of your college application. They are separate. Do not assume you’ve applied for scholarships with your college application.

By Parents:

It’s never too early to begin your research! Look into younger scholars and college readiness programs for your elementary and middle school students:

By Teachers and Counselors:

the Hispanic Scholarship Fund

Scholarships.com

Chegg.com/scholarships

Nitrocollege.com

  • Better yet, compile an online resources page, similar to our Hawk Educational Solutions’ Resources Page (albeit, a more comprehensive page of course), which provides links to a variety of scholarship sites and databases.
  • Most importantly, discuss these resources with parents and students in person or through online video chat sites such as Google Hangouts or Skype.

As always, gathering the knowledge and resources early tames the mayhem, clears the fog and betters your chances of gaining the financial assistance you and your students need for a debt-free college future!

Ready Set Go: 2018 College Application Season

ready set go, college applications, college planning, university, college prep, education, academics, tutoring, college counseling,, test prep

Ready Set Go

Once upon a time, American high school juniors had a genuine summer break. But frolicking in the sand at the local beach or working a summer job as a barista were the revels of many high school scholars of the past.

What the heck? Why?

University competition, and a lot of it.

So, what better time is there to begin the long procession of the college application season than midummer when our weary students are free of their pesky school schedule?

Since college app deadlines arrive as early as November 1st, successful college hopefuls begin their perilous odyssey toward college acceptance… right about now.

 

Ready Set Go: 3 Quick Tips

Before launching headfirst into the shallow end of the unknown, parents and students would do best to wade in cautiously, but expeditiously.

Students certainly have to hit the ground running to meet deadlines, but first, consider a few preliminary planning tools to map out an effective college planning trajectory.

1. The ChecklistThe Research Phase

Freshman Profile– Do the numbers stack up? Test scores, GPA, etc?

Campus environment– Clubs, sports, culture, weather, location, large/ small

Room and Board– On campus or off campus?

Meal Plans– College meal plan or do it yourself?

Programs or Majors of Study- Biology or Pre-Veterinary Studies?

Total Expense– Tuition, books, room and board, meals, medical, loans/ interest etc.

Transportation– Car, bike, or public?

 

2. The SpreadsheetThe Action Phase

Application Deadlines– Early or Regular Decision?

Application Fees– $75 or $90?

Important Documents– Letters of Rec, Test Scores, Tax Returns, ID, Transcripts

Application Essays Required– None or 5?

Interviews– Private schools only 

Scholarships Available– How many? For what amount?

Applications Submitted/ Not Submitted– Earlier is better to avoid any electronic hiccups.

 

3. The Backup Plan

Don’t get stuck on just one or two schools. Cast a wide net of prospective universities. We all have our dreams, but students must be adaptable.  If a student doesn’t gain admission to his or her first choice, the smart planner will have lined up a gamut of suitable alternatives. Ensure you have choices and many of them.

The “worst” worst case scenario is applying to 2 or 3 schools and ending up with 3 “unfortunately, we are unable to move forward with your candidacy at this time” letters.

The “best” worst case scenario is that a student must select the best college out of 10. Be in this group; its a solid place to be.

 

Ready Set Go: The Take Away

Selecting universities and getting the details right are key, so take your time. Get organized, set up a methodical plan and work it. Parents and students may choose to involve teachers, school counselors, or private college planners to seek professional guidance and calm the overactive nerves of students and families as they confront high stakes and monumental stress. 

Half the battle is preparation and organization; checklists and spreadsheets are your friends, so lean on them and often.

The time to gear up and get planning is just around the corner. Happy college application season!

Ready, set, go!

The Facts of Education Level: College Graduation’s True Value

Facts: Education Level

In an era in which facts are advertised as obsolete, students and parents may be tempted to dismiss the merits of a college education. Nonetheless, when analyzing the relationship between higher education and real world wages and earnings, the hard evidence- the numbers- have withstood the test of time. While some argue a college education is overrated, a mere “piece of paper,” or worth less than its initial expense, the data resoundingly contradicts this assumption.

College graduates, on average, earned 56% more than high school grads in 2015, according to data compiled by the Economic Policy Institute.”- USA Today

Facts: Value

The value of a university degree is not a trend that will subside any time soon despite the current wave of rhetoric that seeks to undermine the facts of that “piece of paper.” University admissions is an increasingly difficult process and that “piece of paper-” exponentially more valuable. In fact, the wage gap, specifically between white males with a college degree and those without, is accelerating.

Of course, there are exceptions: some individuals are born into wealth or inherit it, engage in surreptitious, “under the table,” or unethical if not illegal ventures, or possess connections to willing investors or a talent that will catapult them into stardom and financial bliss.

However, for most of us, the stars don’t align so serendipitously.

Facts: Job Recruiting

Anyone who’s earned a college degree at a reputable university where grades are earned, not given, is all too familiar with the challenges that come with juggling a full time rigorous course load and working two jobs to offset the cost of campus life. Employers are keen to this competitive reality; consequently, they typically recruit successful up and coming college grads, especially Science Technology Math and Engineering (STEM) graduates, for higher paying positions right out of the gates.

According to NACE’s Winter 2018 Salary Survey report, engineering majors are projected to average $66,521, while computer science graduates are expected to average $66,005.”- The Connecticut Business and Industry Association

Since most of us will not likely be the next Beyonce, let’s apply the law of averages: “the principle that, in the long run, probability will operate and influence any one occurrence.” In layman’s terms, the odds are, even those who perform or achieve above average results still need to root themselves in the hard work of reality to get ahead. A college degree can’t hurt.

Facts: The Boring Yet True Law of Averages

Averages are certainly not as appealing as the one in a million odds of reality television notoriety, overnight billionaire status or superhuman athletic achievement, but they clearly indicate where most of us fall on the spectrum of education, professional success and commensurate income.

The typical bachelor’s degree recipient can expect to earn about 66% more during a 40-year working life than the typical high school graduate earns over the same period.”- Trends in Education; Lifetime Earnings By Education Level/ Collegeboard, 2009

Furthermore, according to a 2014 Pew Research Center survey of 2,002 adults supplemented by a Pew Research analysis of economic data from the U.S. Census Bureau, college educated Millennials earn more than Millennials who aren’t.

The economic analysis finds that Millennial college graduates ages 25 to 32 who are working full time earn more annually—about $17,500 more—than employed young adults holding only a high school diploma.”

Smart Asset’s 2017 analysis of average salaries according to education level highlights the following average annual salaries according to high school and higher education status:

  • No High School Diploma= $25, 636
  • High School Diploma= $35,356
  • Some College= $41, 496
  • College Degree= $59,124
  • Master’s Degree= $69,732
  • Doctoral Degree= $84,396
  • Professional Degree= $89,000 plus

While considering independent and corporate research, large swaths of government stats exist as well.

The Social Security Administration collects data on lifetime earnings as a result of education and gender, facts that clearly indicate the benefits of college attendance and graduation.

Men with bachelor’s degrees earn approximately $900,000 more in median lifetime earnings than high school graduates. Women with bachelor’s degrees earn $630,000 more. Men with graduate degrees earn $1.5 million more in median lifetime earnings than high school graduates. Women with graduate degrees earn $1.1 million more.”

The evidence is irrefutable; college counts. Even if every class’s content isn’t earth shattering and state of the art, university experience advances social development, time management skills, networking benefits and post college professional opportunities.

For “the average” individual, a four year degree is worth the price tag.

Stay tuned for my next article about smart financial planning, grants and scholarships to get most of that coveted degree paid for!

For-Profit College: Worth It or Not Quite?

for-profit, nonprofit, university, community college, college planning, tuition, cost, employment, accreditation, academics, public university

For-Profit and the Rest

For-profit or nonprofit, public or private, community college or four year college? So many choices confuse the college planning process for our youth and working adult students. Regardless of which option students choose, they all have to pay; tuition, housing, food, medical, transportation, facility fees, and on and on. No matter how students slice it, university life is costly. Whether they’re applying for scholarships, borrowing federal loans or using their GI Bill, selecting the right college track is paramount. While federal and state policies continuously change to a greater or lesser degree, students are generally better off steering clear of for-profit higher education altogether regardless of the sales pitch.

What For-Profits Sell

In the sales world, for-profit institutions boast of greater inclusion and an easier application process. Many of their classes are online, so a typical catch phrase is “flexibility for the working adult.” Counselors often plan everything from course schedules to ordering student books. The seeming ease with which everything is taken care of is tempting; nominal, if any, student self-navigation is required. There are no entrance exams and high school grades are rarely if ever relevant. As a result, for-profits present a shoo-in for all college hopefuls who simply want to “get it done” or believe they can’t make the grade at a credible public or nonprofit private university. In many cases, if prospective students, particularly young adults returning to school after a gap year or extended hiatus, are willing to forfeit colossal sums of money, often without realizing the true cost including cost of living, they select a for-profit because it’s the “easier” route.

Yet the dangers of For-Profit education are evident:

  1. A for-profit degree or credential costs 20-40% more than it would at a public university, schools that far exceed any for-profit’s reputation and quality.

    For example, SDSU’s annual tuition for the 2017/2018 school year is $11,800 whereas the 2015/2016 tuition at DeVry University in Pomona, CA was $16,000. A degree at DeVry is 26% more expensive and far less valuable in the job market.

  2.  Because for-profits accept anyone, students who earn their degrees at these institutions are less likely to gain employment upon graduation.

Applicants with business bachelor’s degrees from large online for-profit institutions are about 22 percent less likely to hear back from employers than applicants with similar degrees from non-selective public schools, says the study from the National Bureau of Economic Research.US News

A for-profit degree simply isn’t as impressive to potential employers, which compounds the difficulty of finding a decent paying job to start paying off that hefty student debt.

  1. Students often drop out before earning a for-profit degree once they realize the sub-par, but expensive education they’ve been sold, which

  • Burdens them with insurmountable debt
  • Increases the likelihood of defaulting on student loans
  • Increases their risk of overall poverty
  1. The consequences of defaulting or failing to repay student loans extend far beyond campus life as students risk:

  • a lawsuit by lenders
  • poor credit and potential bankruptcy
  • qualifying for future education loans and grants
  1. Should students attempt to transfer to a community college or public university, previous credits earned at a for-profit school are rarely transferable.

It will be particularly tough to transfer credits because of the way for-profit colleges are accredited. While most public and nonprofit colleges are regionally accredited, for-profit colleges tend to be nationally accredited. The difference, according to an article in Academe magazine, is that national agencies “use quantitative criteria like completion and job-placement rates,” while regional agencies “consider factors like shared governance and academic freedom.”- Business Insider

In other words, students have to begin all over again, which requires more time, money and commitment.

The For-Profit Bottom Line

In sum, completing a Bachelor’s Degree or higher degree is a holistic commitment to the institution’s social environment, academic curriculum and one’s personal financial responsibility. Since for-profits are often considered “predatory” institutions because their primary responsibility is to their “bottom line” and their shareholders, they prey on the uninformed or ill-informed. Just because something is easy doesn’t make it worth it. Students must free their minds of the for-profit sales pitch, “an effortless fast-track to financial success.” Only then can students pursue quality, cost-effective higher education.

An Optimal Route

The most affordable and credible workaround is your local community college. For an annual $1104 at San Diego City College, this “budget” tuition covers student health services, a full course load of 12 units or four classes and a high-caliber curriculum delivered by respected and talented professors. Many community colleges, whose tuition ranges from $1000-$4000 annually, also offer many courses online to suit working adults’ needs and diverse classroom environments for recent high school grads. Most importantly, almost all units are readily transferable to a reputable public or nonprofit private 4-year college that will yield a higher success rate and more advantageous employment opportunities for a bargain price.

What about Summer? 5 Benefits of the New Summer SAT

Summer SAT, SAT prep, college readiness, college planning, tutoring, teaching, higher education

What about Summer?

Thinking about a blissful summer sojourn, not the summer SAT? Perhaps a six week program with Johns Hopkins Center for Talented Youth, the Young Writer’s Camp at UCSD, playing some Park and Rec club soccer or tennis, jet setting around the globe, or just gaming with friends next door?

Perhaps, we should reconsider the summer plan, or at the very least, make some room in the schedule; the College Board is finally offering the golden ticket- an opportunity to tackle the SAT over the summer for the first time!

First, let’s put it on the calendar, August 26th, 2017! More importantly, let’s list why summer preparation is better than the alternative, cramming it into an already inundated and stressful school year.

5 Benefits of the Summer SAT and Test Prep

  1. Minimize Test Prep’s Competition, with..
  • Sports and athletics
  • AP courses and exams
  • Rigorous academics
  • Clubs and extracurricular activities
  1. Increase Preparation, Decrease Stress
  • Schedule routine practice 3-4 times per week
  • Meet with a qualified Test Prep instructor as needed
  • Simulate the exam and take full practice tests
  • Take some time out- meditate, hike or nap. It is summer after all!
  1. Focus on College Preparation as a Whole
  • Target your “match” and “reach” college prospects
  • Align your target exam score with your target universities
  • Think scholarships: Higher SAT scores and GPA’s = more funding!
  • Create or research college planning checklists, which include testing
  1. Use the SAT Essay as a College Writing Resource, because it requires
  • reading comprehension and analysis
  • citing evidence and providing relevant commentary
  • effective grammar usage and word choice
  • classic essay organization and structure
  • quality revision and editing
  1. Time- There’s so much more of it!
  • Drag your books to the beach or pack em’ in your suitcase
  • Haul them out on work breaks or while riding the bus
  • If you have no other homework, summer is the time to focus!

Spare just some of that precious summer time; chances are, it’ll be harder to master the SAT during the school year with one more high stakes ball to juggle, especially as an 11th grader. Avoid amplifying the school year’s nail biting pressure by attempting a summer test prep program. Whether it’s self-study, light weight tutoring or a comprehensive curriculum, you’ll likely be better off for it!

College Planning 2017; It Just Got Real

University, College Planning, academics, College Campus, College Planning,

The College Planning Saga

How do we know the college planning season is upon us? When the phone starts ringing off the hook! Concerned parents on the other end are desperately seeking a strategy, any strategic means by which to navigate the university application maelstrom.

“My son’s a junior. He’s a 4.2 GPA student, and such a good kid, but he struggled to perform on the SAT. He finally did alright, but he’s not sure what he wants to study or what colleges will take him. I just don’t know, but I know he doesn’t want someone making his decisions for him. What should I do?” As college planning season quickly ensnares panicked parents, high school juniors and seniors struggle to access the college admissions guidance they need.

Even in affluent public school districts, many high school administrators hope students will just “figure it out” on their own. Unfortunately, lack of funding is the frequent culprit. As a result, high school college counselors across the US are overburdened with an average of 436 students per individual counselor according to the National Association for College Admission Counseling (NACAC) and a 2013-2014 U.S. Department of Education survey, which is nearly double the recommended 250 students per one counselor ratio. Most public high school counselors do their best to meet with students once or twice in a semester, leaving parents who haven’t attended university in decades terrified for their students who are unprepared to dodge the treacherous landmines of college admissions.

Daunting issues include soaring tuition and living expenses, selecting the right school and major of study, completing scholarship and FASFA applications, and the lengthy college essay process. Despite its difficulties, college acceptance within reach!

The Right College Planning

Not every student requires a personal college counselor. As long as your student possess a combination of the following characteristics and resources, enlisting additional help may not be necessary.

The Checklist

Your student:

___ Is intrinsically motivated

___ Has access to consistent, quality college counseling at school

___ Has an available parent, guardian or caretaker who is willing and able to research current college planning metrics

___ Has a good working rapport with his or her parent or primary caretaker

Some students will need personal college guidance. If your student requires or lacks the following, hiring a reputable and qualified college planner who is an experienced educator is a plus. (In many cases, credentialed teachers make the best college planners; they are not only professionally trained, but they also interact with high school students far more than administrators and keep up to date on college requirements and processes.)

The Checklist

Your student:

___ Requires hands on assistance and step by step guidance

___ Has limited college counseling opportunities at school

___ Does not have access to sufficient college planning resources at home

___ Experiences difficulty communicating or working with parents to achieve goals

Although many teens continue to respond to their parents advice and guidance, others are often at odds with their caretakers in the waning days of their high school careers; a combination of hormones and the youthful yearning to be free from parental restrictions can strain the college scouting partnership. According to the Kid’s Health’s article, “Butting Heads,” “The primary goal of the teen years is to achieve independence. To do this, teens must start pulling away from their parents — especially the parent whom they’re the closest to.” Without an interdependent and respectful relationship between parent and teen, such a duo is likely to accomplish little progress, which is not an option when its crunch time; deadlines are non-negotiable and quality applications must meet if not exceed standards for the competitive edge.

Effective parental college guidance is a viable option if a parent can navigate the current college application maze, doesn’t work grueling hours outside of the home, and possesses a working rapport with his or her young scholar. Otherwise, there are other viable options; seeking the support of a professional educator and college planner to lighten the load and secure success is just one!

In It to Win It: Long-term Test Prep

test prep, tutoring, college, higher education, college admissionsClearly, parents want the best for their children. Unfortunately, many hope for “quick fixes” and short term solutions to catapult their student into test taking stardom. As the college admission season quickly closes in on our high school juniors, many parents still wait to the last minute to plan for crucial college entrance exams. According to Top Universities, “While some students do thrive on last-minute ‘cramming,’ its widely accepted for most of us, this not the best way to approach an exam.” As a test prep provider, I frequently receive requests from parents whose students “just need to score high enough for an athletics scholarship” or reach eligibility for their “dream” engineering college like Harvey Mudd; “Can you get my kid to a perfect score over a weekend? How about in a month?” Unfortunately, unless your student is already nearing his or her ideal score, the answer is a blunt “no.” The reality is that genuine progress requires patience, time and hard work.

In most cases, students are not natural born standardized test takers. In fact, many who need additional help require prolonged investment in personalized instruction, resources, and practice. The SAT and ACT, for instance, are not straightforward exams; they are designed to trick, fool and “weed out” university hopefuls from the competitive pool of potential applicants. College entrance exams are brutal, cruel, and purposefully deceitful, so if students are not already academically strong, they will not meet the necessary score unless they have access to substantial test preparation.

Six Successful Test Prep Tips

1.Avoid large classes through major test prep companies and universities. These are expensive and ineffective, particularly since they only offer  “cookie cutter,” “one size fits all” approaches. The vast majority of attendees walk away with more questions and fewer answers.

2. Go with one-on-one instruction. Find your local highly rated entrepreneurial instructor; they generally offer better service and results at a lower cost. Google, Thumbtack and Yelp are all good places to start!

3. Invest in two to six months of exam preparation in advance of the target test. Meet with an experienced instructor or tutor, ideally a credentialed teacher who can actually teach, once or twice per week for one to two hours. Lessons should be consistent or students won’t retain new content and strategy.

4. Prioritize exam preparation. Its high stakes, so lets act like it. Too often, other interests get in the way. Sports, homework, part-time jobs or even travel often supersede test prep. If these don’t allow for regular practice and meetings with your instructor, something has to change or the score won’t!

5. Practice, Practice, Practice. In addition to instruction, students must take the initiative. Ideally, practice should happen daily, but three times a week is sufficient in most cases. Check out Kaplan’s 8 Practice Tests for the SAT 2017: 1,200+ SAT Practice Questions for independent practice

6. Kindly, but firmly hold your students accountable. “No pain, no gain!” Having worked with teens for over 18 years, excuses arise. Although some are legitimate of course, others are deployed to merely “get out” of doing the work, which is imperative for improvement!

For most students, getting results is far from easy. Dedication on the part of students, parents and teachers must be present to ensure exam day success.

 Stay tuned for the next installment of free college admissions tips!

College Scholarship Mania: How Does It All begin?

IMG_1764

Like clockwork every year, many 12th graders, parents, teachers and college counselors struggle to submit scholarship applications on time while hustling through the flurry of standardized testing, college applications, housing decisions and the unsubsidized loan nightmare that is FASFA. The storm of anxiety and stress quickly gathers strength and leads to monumental burn out long before our prospective collegiate “athletes get off the blocks” of their first year at university.

How can this be?

  • Many scholarship application deadlines overwhelmingly arrive before or as college acceptance letters start rolling in, usually in early spring.
  • In fact, the majority of scholarship applications are due long before students’ intent to enroll deposits are due in May.

How can this be resolved?

By 12th graders

  • As soon as you submit a college application to a particular university such as Cal Poly Pomona, immediately apply to Pomona’s Bronco Scholarship application (BSA).
  • Most universities have their own scholarship websites that host a multitude of smaller scholarship opportunities through the university’s funding and private foundations.
  • These are often only available if you create a scholarship application profile through the target university; this is not part of your college application, so do not assume you’ve applied for scholarships with your college application.

By Parents:

It’s never too early to begin your research! Look into younger scholars and college readiness programs for your elementary and middle school students:

By Teachers and Counselors:

As always, gathering the knowledge and resources early alleviates the mayhem, clears the fog and betters your chances of gaining the financial assistance you need for a debt free college future!

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